HOA & Neighborhood Rules 🏡

A little preparation goes a long way when starting your hosting journey. If you live in a structured community like an HOA, check whether neighborhood has rules about hosting events. Even if hosting is allowed, your HOA may have other guidelines on noise, parking, or how often events can be held.

If you are in your own open space, it’s also worth considering how your hosting might impact those around you. How Far away are my neighbors? Neighbors will notice things like extra cars on the street, music, or groups gathering at your property. Thinking ahead about how to manage parking, quiet hours, or guest flow helps keep relationships positive and avoids conflict.

Don’t forget your own property, too. Events—large or small—bring extra wear and tear. Foot traffic across lawns, weather exposure on decks, or equipment like tents and tables can all take a toll. Reflect on what level of use feels right for you and your space.

Insurance 🛡️

Talk with your insurance provider about adding event coverage—it’s a smart way to protect yourself and your guests. Standard homeowners' policies don’t usually cover event-related risks like guest injuries, property damage, or cancellations.

There are a number of options for 1 day event policies for Hosts and Guests. For example, GEICO offers event insurance that includes liability and cancellation coverage, often starting under $100 and covering things like sudden cancellations, venue damage, or injuries, with limits up to $2 million. Another option, Event Helper, provides fast, affordable liability coverage that fits most venues—many policies start under $100 and may even include instant certificates or refunds if venue requirements aren’t met

GEICO Event Insurance: https://www.markel.com/m/event/geico?websourcelink=Geico_EVT Event Helper: https://www.theeventhelper.com/

These examples show that getting event insurance can be quick, affordable, and a smart safety measure. You’ll require guests to secure such coverage when they book.

Permits, Local Requirements and Property Rule 📜

Your city or county may have rules around gatherings, alcohol, parking, or noise. It’s worth a quick check before listing.

Consider the additional rules and requirements you’d like to enforce. These can be as simple or detailed as you want—quiet hours, insurance requirements for large events, alcohol restrictions, or activity limits such as no fireworks or smoking. When you create your property listing, you’ll have a space to add these rules so guests know exactly what to expect before they book.

Think About Your Hosting Style

Before you list, take a few minutes and consider your space. Ask yourself a few questions like; Do you want to rent your space by the hour, half-day, or full-day? Will you rent it as-is—a blank canvas for guests—or invest in a few improvements like lighting, landscaping, or décor? What types of events do you see fitting your property best?

Taking a few minutes to imagine how you’d like people to use your space helps you set clear expectations and makes listing your property much easier.